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NPS Calculator

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Calculate NPS maturity corpus, pension amount, and lump sum at retirement age 60.

Current Age

Monthly Contribution (₹)

Expected Return (% p.a.)

Annuity Purchase (%)

Investment Period

30 years

Total Invested

₹18,00,000

Total Corpus at 60

₹1,13,96,627

Lump Sum (Tax-free)

₹68,37,976

Estimated Monthly Pension (at 6% annuity rate)

₹22,793/month

Based on 40% annuity purchase of ₹45,58,651

How to use NPS Calculator

1. Paste or type your input in the box above.
2. The tool processes your input instantly — no button click needed in most tools.
3. Copy the output or download the result.

What is NPS?

NPS (National Pension System) is a government-backed retirement savings scheme. You contribute monthly and get a lump sum + pension at 60.

What is the tax benefit of NPS?

NPS offers up to ₹1.5L deduction under 80C plus additional ₹50,000 under 80CCD(1B), totaling ₹2L in tax benefits.

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